Premium UK Mortgage & Finance Guidance
Your Trusted Partner for Smarter Mortgage and Finance Solutions
Ace Mortgage supports homebuyers, homeowners, landlords, property investors and business owners with clear guidance and carefully structured finance solutions from enquiry to completion.
Mortgage Services
Solutions for Every Stage of Your Property Journey
Whether you are buying your first home, reviewing an existing mortgage or financing an investment, our team provides clear and practical support.
Residential Mortgages
Find a suitable mortgage for your home with straightforward guidance and support throughout the application process.
Remortgage Advice
Review your options when your deal is ending, when you are seeking a better rate or when you want to release equity.
Buy-to-Let Mortgages
Explore finance options for rental properties with guidance designed for landlords and property investors.
Bridging Loans
Arrange short-term finance for property purchases, time-sensitive opportunities and refinancing requirements.
Commercial Mortgages
Access flexible solutions for purchasing, refinancing or expanding business and investment properties.
First-Time Buyer Mortgages
Understand deposits, affordability and lender requirements with a clear route towards your first property purchase.
Specialist & Business Finance
Helping Business Owners and Investors Find the Right Solutions
Ace Mortgage provides debt advisory and financial intermediary support for SME, mid-corporate, HNW and UHNW clients. With specialist knowledge across real estate and trading-business lending, we help clients structure suitable borrowing facilities for their purpose and negotiate terms on their behalf.
Finance Solutions
What Ace Mortgage Can Help You With
From property investment and bridging finance to structured business facilities, explore a broad range of specialist solutions.
Commercial Finance
- Owner occupied properties
- Opco / Propco structures
- Investment properties
- Hotel finance
- Agriculture
- Care and nursing homes
- All sectors
- Property development of all sizes
Asset Finance
- Super and classic cars
- Aircraft finance
- Yacht finance, including super yachts
- Plant
- Machinery
Corporate & Structured Finance
- Cash flow
- Working capital
- Asset finance
- Invoice finance, including ABL facilities
- VAT loans
- MBO, MBI and acquisition finance
- Supplier finance and international trade solutions
Short-Term Finance
- Bridging loans against any asset
- Second-charge mortgages
- Equitable charge loans
- Overseas residential assets
Securities & HNW Finance
- Portfolio finance
- Single-stock loans
- IPO finance
- AUM Lombard lending
- Complex structures
- Offshore structures
Additional Solutions
- Joint venture funding
- Assistance with asset sales
- Assistance with business exit sales
- Assistance with financial restructuring
Discuss Your Requirements
Have a finance requirement of any size or transaction type?
Speak with our team to discuss the purpose, structure and next steps for your enquiry.
Finance Experience
Examples of Credit-Backed and Completed Transactions
Explore examples across residential development, portfolio lending, SIPP lending, commercial investment and development-exit finance.
23 Houses in Essex
Attractive site with a purchase price of £5.125m and full planning. An experienced developer required a gross loan of £9.55m.
Interest rate: 8.59% fixedSingle Dwelling in North London
Exclusive North London site with £5.5m required for build costs. The developer had limited experience but a strong contractor.
Interest rate: 7.99% fixedResidential Property Portfolio
Investment loan structured at 70% loan-to-value with a five-year fixed term.
Fixed rate: 5.50%Commercial SIPP Deal
Commercial SIPP lending to support a substantial property extension involving a complex ownership structure.
15-year term: sub 3% + marginResidential Development Loan
Structured at 92% loan-to-cost and 70% loan-to-GDV.
Blended rate: 11%Commercial Property Investment
Five-year, interest-only commercial investment loan structured at 65% loan-to-value.
Fixed-rate facilityCommercial Ground with Flats
North London location with an overseas ownership structure. Gross loan of £20.8m at 65% loan-to-GDV.
Rate: 4.75% above base rateNear-Completion Development Exit
70% loan-to-value against marketed, near-complete properties. Completion from application to drawdown took four weeks and refinanced the development lender onto a better deal.
Interest rate: 7.98% per annumResidential Property Portfolio
Five-year residential property portfolio investment loan structured at 70% loan-to-value.
Fixed rate: 4.99%Transaction examples are presented for general information only. Availability, pricing, terms and approval depend on the lender’s assessment and the circumstances of each application.
Plan Your Mortgage
UK Mortgage Calculator
Estimate your monthly mortgage payment using repayment or interest-only calculations. Enter your property price, deposit, interest rate and mortgage term below.
Your Estimate
Mortgage Questions
Frequently Asked Questions
Find quick answers to common questions about mortgages and specialist finance.
Can Ace Mortgage help first-time buyers?
Yes. We help first-time buyers understand affordability, deposits, mortgage options and the application process.
Can I get help with remortgaging?
Yes. We can review your current circumstances and help you explore suitable remortgage options.
Do you support buy-to-let mortgages?
Yes. We provide guidance for landlords and investors exploring buy-to-let mortgage options.
Can you assist with commercial and specialist finance?
Yes. We can discuss commercial property finance, bridging loans, development finance, structured facilities, asset finance and other specialist requirements.
How much deposit do I need for a mortgage?
Deposit requirements vary depending on the lender, the product and your circumstances. A larger deposit may provide access to a broader range of options. We can discuss the position based on your application.
Can I get a mortgage if I am self-employed?
Many lenders consider self-employed applicants. Documentation requirements can vary, so our team will help you understand what may be needed for your application.
Do you charge a broker fee?
If a broker fee applies, it will be explained clearly before you proceed. Any applicable costs and payment arrangements will be discussed transparently.
When should I start the mortgage process?
Starting early gives you time to understand affordability, prepare documents and review available options. For a remortgage, it is sensible to begin reviewing your position before your current deal expires.
Start Your Enquiry
Let Us Help You Explore the Right Finance Solution
Tell us what you are looking to achieve and our team will contact you to discuss the next steps.
Ready to Find Your Perfect Mortgage?
Join hundreds of UK homeowners, first time buyers, landlords, and investors who trust Ace Mortgage for clear mortgage guidance, expert lender knowledge, and personal support from first chat to completion.
Free initial consultation
No obligation advice
FCA regulated guidance
Response within 24 hours
Your home may be repossessed if you do not keep up repayments on your mortgage. Information is for guidance only and does not constitute financial advice.